|
Q.
|
Is EPL covered? Is "enhanced" EPL covered?
|
|
A.
|
EPL is automatically built into our policy form for 4 product lines,
Corporate D & O, Nonprofit D & O, Public Officials and Educators
Legal. The following EPL coverage's are provided:
|
| |
Employment Wrongful Acts.
BI / Mental Injury for Employment Wrongful Acts.
Back and future pay awards.
|
| |
| |
|
Q.
|
Are punitive damages covered? Can this coverage be bought back?
|
|
A.
|
We do not cover punitive damages. We are not willing to cover this
exposure even if the Insured is willing to pay additional premium.
|
| |
| |
|
Q.
|
In the event of a claim, who selects counsel?
|
|
A.
|
The Insured selects their own attorney subject to our consent.
|
