Look what's new...two ideas that make it EASIER for YOU
A copy of our terms for the Retailer:

• All new and renewal risks will include a second copy of our Indication or Quotation reformatted to appear that it is coming from your office
• Attach your cover letter with the commission and tax information
• Fax or email it to the Retailer

Our Automated Renewal Quote Program with Renewal Certificates...NO APPLICATION REQUIRED!!

• Many renewals can be quoted automatically without an application by applying a 5% increase in premium for the first two renewal periods (subject to a $50 minimum for E&O and a $30 minimum for GL)
• Upon the third renewal period we will require an application

Eligible Risks for Our Automatic Renewal Quote Program*:
*The final decision of eligibility rests with the underwriter of the risk

• Maximum Policy limit $1,000,000
• No claims in the past 5 years
• Maximum annual premium $5,000
• The insured is not located in CT, OK, or PA
• There have been no increases or decreases in the policy limit
• Excluding the following classes:

How Does It Work?
If the policy is eligible, a Quotation will be mailed to you approximately 65 days prior to its expiration. If the Insured wishes to continue coverage with us, simply indicate that on our Quotation and forward it back to us. We will respond promptly with a Binder. As noted above, an application will not be required until the third renewal period. The Renewal Certificate will then be processed and mailed out.

If we do not hear from you, we will forward 2 reminder notices. If the risk expires, we will forward a notice to inform you the Insured no longer has coverage in force with us.

Our current solicitation method will be used for all other risks that are not eligible for the Automatic Renewal Quote Program. A new application will be required for these risks each year.

CEMETERY PROFESSIONAL LIABILITY
CNA has recently cancelled their cemetery package program effective 12/31/2000. Part of the coverage for this program was professional liability coverage.

J. H. Ferguson & Associates, LLC is a market for the professional liability for cemeteries and funeral homes. We have the capability of writing limits up to $10 million on this class.

We can review a risk from any professional liability application and provide an indication if there is sufficient information. However, we will need our cemetery/memorial park application (L321) before binding.

*** PLEASE NOTE WE DO NOT WRITE GENERAL LIABILITY FOR THIS CLASS ***

HOME INSPECTORS E & O
Did you know that J. H. Ferguson & Associates, LLC writes home inspectors E & O? We recently started writing this class in 2000. We are interested in residential home inspectors only, not those that do industrial or commercial work. Our premiums are quite competitive on this class.

We use our insurance company inspector's application at this time, but we can review a risk from any reasonable application.

SOFTWARE PROFESSIONALS E & O
As of January 1, 2001 we will no longer be requiring the Y2K supplements on our software professional risks. All we need is the fully completed Application GNR 1989. This will make it easier to submit risks and cut down on paperwork.